Flagstar es uno de los bancos mas grandes en el centro de USA con su centro de operaciones tambien en el centro de USA.

Flagstar tambien es lider en prestamos hipotecarios (Mortgages en el centro de USA) inicailmente este banco era llamado Flagstar Bancorp y en 1997 fue introducido en la bolsa de Valores . Flagstar opera unos 175 bancos y unas 151 companias de prestamos

Flagstar es un banco solido hoy en dia ! y se puede ver claro cuando en el 2009 un grupo de inversores MattinPatterson Global inyectaron unos $ 350,000,000 millones de Dolares cuando la crisis aumento con lo cual el banco es solido

Hablando de Short Sale y Venta de Casas podemos ver claramente como Flagstar acepta simepre y cuando tenga sentido para el banco .

Estas son las condiciones generales para que un short sale venta de casa tenga sentido para el banco

  • No deberia trabajar o no tener trabajo
  • No deberia poder pagar la Hipoteca
  • No deberia tener reservar en el Banco
  • La casa deberia estar devalorada
  • El pronostico inmobiliario deberia ser negativo en el area

Para Modificar el prestamo con Flagstar deberia fijarse en estos

  • Tener trabajo estable
  • Poder pagar la hipoteca
  • Demostrar que puede pagar

Estos son los factores claves para una modificacion , basicamente el poder pagar su hipoteca

Flagstar es un banco rapido en realizar Foreclosure osea actua ya si esta retrasado.

Flagstar Bancorp, Inc. operates as the holding company for Flagstar Bank, a federally chartered stock savings bank. Flagstar is the largest publicly traded savings bank headquartered in the midwest United States. Flagstar is also a leading mortgage lender and a national leader in the wholesale mortgage business. The bank was chartered in 1987 under the name First Security Savings Bank, FSB. A small savings bank in nearby Jackson, Michigan, Security Savings Bank, was purchased in 1994. The banking charters of First Security Savings Bank and Security Savings Bank were merged in 1996, and the bank was renamed Flagstar. An initial public offering for Flagstar Bancorp, Inc. common stock was held in April 1997, and listed on the NASDAQ Stock Market under the symbol FLGS. The company's securities' listings moved to the NYSE on July 13, 2001.
The bank currently operates 175 banking centers (as of October 2008) in Michigan, Indiana and Georgia. In addition, Flagstar operates 151 home lending offices nationally. The company also originates a number of mortgages across the United States through its internet banking branch. Principal corporate offices are located in Troy, Michigan with regional offices in Dunwoody, Georgia and Bellevue, Washington. The bank is a principal co-sponsor of the Detroit Free Press/Flagstar Bank International Marathon and also sponsors several other events nationally.
In January 2009, the private equity group MatlinPatterson Global Advisors invested $350 million in Flagstar, buying a 70% controlling stake in the company.